Privacy Policy

This Privacy Policy is an electronic record in the form of an electronic contract formed under the information Technology Act, 2000 and the rules made thereunder and the amended provisions pertaining to electronic documents / records in various statutes as amended by the information Technology Act, 2000. This Privacy Policy does not require any physical, electronic or digital signature. This Privacy Policy is a legally binding document between you and https://noqpay.com (both terms defined below). The terms of this Privacy Policy will be effective upon your acceptance of the same (directly or indirectly in electronic form, by clicking on the I accept tab or by use of the website or by other means) and will govern the relationship between you and noQPay for your use of the website.

“Website” (defined below):

This document is published and shall be construed in accordance with the provisions of the Information Technology (reasonable security practices and procedures and sensitive personal data of information) rules, 2011 under Information Technology Act, 2000; that require publishing of the Privacy Policy for collection, use, storage and transfer of sensitive personal data or information. Please read this Privacy Policy carefully as by using the Website, you indicate that you understand, agree and consent to this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use this Website. By providing us your Information or by making use of the facilities provided by the Website, you hereby consent to the collection, storage, processing and transfer of any or all of Your Personal Information and Non-Personal Information by us as specified under this Privacy Policy. You further agree that such collection, use, storage and transfer of your Information shall not cause any loss or wrongful gain to you or any other person.

USER INFORMATION-

To avail certain services on our Websites, users are required to provide certain information for the registration/booking process namely: –

• your name
• email address
• sex (gender)
• age
• PIN code
• credit card or debit card details
• medical records and history
• password etc., and / or your occupation, interests, and the like. The Information as supplied by the users enables us to improve our sites and provide you the most user-friendly experience.

All required information is service dependent and we may use the above said user information to, maintain, protect, and improve its services (including advertising services) and for developing new services. Such information will not be considered as sensitive if it is freely available and accessible in the public domain or is furnished under the Right to Information Act, 2005 or any other law for the time being in force.

PRIVACY POLICY FOR noQPay app users:

This Privacy Policy is applicable to all Users of noQPay app. Please read this Privacy Policy carefully. By using this service, you represent that you have read and understood the terms and conditions of usage, which includes this Privacy Policy, and you agree to be bound by all its terms.

PRIVACY POLICY FOR noQPay associated app users:

noQPay is associated with few apps like the tic tac toe app or few others which are meant for entertainment purpose only. We no not collect or distribute any information from the users of such apps.

POLICY CHANGE:

Our privacy policy is subject to change at any time without prior notice. You are advised to review the policies periodically for any changes. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.

By using the noQPay mobile app (the “App’) and/ or by providing your information, you consent to the collection and use of the information you disclose on the app in accordance with this Privacy Policy, including but not limited to your consent for sharing your information as per this privacy policy.

By downloading the noQPay app you agree to the terms and conditions of this Privacy Policy given by the application. We will not be able to on board you in case you are not in agreement with the terms and condition. By mere use of noQPay app you expressly consent to our use and disclosure of your personal information in accordance with this Privacy Policy. This Privacy Policy is incorporated into and subject to the Terms of Use.

INFORMATION SECURITY:

Our app has stringent security measures in place to protect the loss, misuse, and alteration of the information under our control and follows the best practices in the industry in this regard. Whenever you change or access your account information, it is through secure channels. Once your information is in our possession we adhere to strict security guidelines, protecting it against unauthorized access.

By Accepting Privacy policy you are agreeing to provide the below permissions required by the application:

    ANDROID APPLICATION PRIVACY POLICY PERMISSIONS REQUIRED AND THEIR PURPOSE

1. android.permission.ACCESS_FINE_LOCATION – To get a precise location using both GPS_PROVIDER and NETWORK_PROVIDER.

2. android.permission.ACCESS_COARSE_LOCATION – The Coarse location provides less accurate locations when in a battery save mode.

3. android.permission.INTERNET – for accessing internet,SSL certificate verification.

4. android.permission. READ_CONTACTS, WRITE_CONTACTS , GET_ACCOUNTS -Getting contact details to use Mobile to Mobile beneficiary registration

5. android.permission. RECEIVE_BOOT_COMPLETED, ACCESS_COARSE_LOCATION, ACCESS_FINE_LOCATION-to get location details and dependency

6. android.permission. RECEIVE_BOOT_COMPLETED, ACCESS_COARSE_LOCATION, ACCESS_FINE_LOCATION-to get location details and dependency

7. When you use our noQPay mobile application, We will collact some images and elements..

 

Use and sharing of Information:

When you use our noQPay mobile application or the website, we will collect certain information like location, contact list, images and some things etc. so as to ensure that you are provided an efficient, smooth and seamless experience. Your data is safe with us as we do not share any of your information to third parties. This allows us to understand your needs and provide for services and features that best suit them. We also strive to provide for customizations on our application to ensure that your experience is always safer and easier.

This requires collection of personal information to the extent necessary for achieving this purpose and objective. You may please note that it is mandatory to register yourself in order to use certain services like recharge and bill payments on the app. Booking Services like flights, bus, hotels or shopping can be
consumed as a guest as you share your email id at the time of booking and the e-ticket is mailed to the email id used.

We retain this information as necessary to resolve disputes in terms of transactions and otherwise, where needed, provide customer support and troubleshoot problems as permitted by law. We collect personally identifiable information (Name, phone number, email id etc.) from you when you register with us just to create your unique identification for you.

We use personal information to provide the services you request. We use your personal information to resolve disputes; troubleshoot problems; etc. We use the information thus obtained to customize your experience; enforce our terms and conditions which are an integral part of the use of this application; and as otherwise described to you at the time of such collection.

We may disclose personal information if required to do so by law or in the good faith belief that such disclosure is reasonably necessary to respond to subpoenas, court orders, or other legal processes. We may disclose personal information to law enforcement offices upon such requests, third party rights owners or others in the good faith belief that such disclosure is reasonably necessary to: enforce our Terms or Privacy Policy; respond to claims that an advertisement, posting or other content violates the rights of a third party; or protect the rights, property or personal safety of our users or the general public.

We will share some or all of your personal information with another business entity should we (or our assets) plan to merge with, or be acquired by that business entity, or re-organization, amalgamation, restructuring of business. Should such a transaction occur that other business entity (or the new combined entity) will be required to follow this privacy policy with respect to your personal information.

COOKIES –

To improve the responsiveness of the sites for our users, we may use “cookies”, or similar electronic tools to collect information to assign each visitor a unique, random number as a User Identification (User ID) to understand the user’s individual interests using the Identified Computer. Unless you voluntarily identify yourself (through registration, for example), we will have no way of knowing who you are, even if we assign a cookie to your computer. The only personal information a cookie can contain is information you supply (an example of this is when you ask for our Personalised Horoscope). A cookie cannot read data off your hard drive. Our advertisers may also assign their own cookies to your browser (if you click on their ads), a process that we do not control.

Our web servers automatically collect limited information about your computer’s connection to the Internet, including your IP address, when you visit our site. (Your IP address is a number that lets computers attached to the Internet know where to send you data — such as the web pages you view.) Your IP address does not identify you personally. We use this information to deliver our web pages to you upon request, to tailor our site to the interests of our users, to measure traffic within our site and let advertisers know the geographic locations from where our visitors come.

LINKS TO THE OTHER SITES –

Our policy discloses the privacy practices for our own website and app only. Our site provides links to other websites also that are beyond our control. We shall in no way be responsible in way for your use of such sites.

INFORMATION SHARING –

We share the sensitive personal information to any third party without obtaining the prior consent of the user in the following limited circumstances:

• When it is requested or required by law or by any court or governmental agency or authority to disclose, for the purpose of verification of identity, or for the prevention, detection, investigation including cyber incidents, or for prosecution and punishment of offences. These disclosures are made in good faith and belief that such disclosure is reasonably necessary for enforcing these Terms; for complying with the applicable laws and regulations.
• We propose to share such information within its group companies and officers and employees of such group companies for the purpose of processing personal information on its behalf. We also ensure that these recipients of such information agree to process such information based on our instructions and in compliance with this Privacy Policy and any other appropriate confidentiality and security measures.

INFORMATION SECURITY-

We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, including appropriate encryption and physical security measures to safeguard against unauthorized access to systems where we store personal data.

All information gathered on our Website is securely stored within our controlled database. The database is stored on servers secured behind a firewall; access to the servers is password-protected and is strictly limited. However, as effective as our security measures are, no security system is impenetrable. We cannot guarantee the security of our database, nor can we guarantee that information you supply will not be intercepted while being transmitted to us over the Internet. However, every effort is made to keep both data at rest and data in transit safe like securing all communications with SSL. All transmissions are done over secured protocol and our website transmit data over https and not http. And, of course, any information you include in a posting to the discussion areas is available to anyone with Internet access.

However the internet is an ever evolving medium. We may change our Privacy Policy from time to time to incorporate necessary future changes. Of course, our use of any information we gather will always be consistent with the policy under which the information was collected, regardless of what the new policy may be.

Grievance Redressal –

Redressal Mechanism: Any complaints, abuse or concerns with regards to content and or comment or breach of these terms to be immediately informed for Grievance Redressal in writing or through email signed with the electronic signature to –

https://noqpay.com/contactus

Address : 5Nine Flash Solution Private Limited, H/no 1, Kundil Nagar, Hirimbapur Path, Odalbakra, Guwahati, Kamrup(M), Pin: 781034 Assam (India)

Email: [email protected]

WhatsApp: +91-96001-90738